Be careful when doing business with this bank and any of the eight (8)businesses owned by them. I recently sustained an on the job injury, after which Bayview agressively came after their money and my house. It's currently tied up in a legal mess, even though I have attempted to repay Bayview what I owed plus interest with the sale of my own house. Bayview loan servicing has repeatedly refused the deal in which they gain $44,000.00 and I lose equity in the home I have lived in for thirteen years. Bayview Loan Servicing Has an "F" grade with the better business bureau.

This was my first time buying a home and it was made into a complete nightmare. I was told one rate over the phone and was given a completely different no, a 4 point difference. I will never use them again nor will I recommend them to any of my friends.

When Bayview took over the loan/mortgage, my x-husband and I were forced to take out flood insuranceout on property that hasn't seen enough water to get the ground wet nonetheless to flood the house.

We have a basement and I told them that I'd have a swimming pool before I got ANY water in the house. We have never had to have flood insurance weith any other mortgage companies (we have had 3 others), they keep selling our mortgage and we keep getting the shaft with every NEW company.

I talked to FEMA, no help there, they say that we ARE in flood zone, but they haven't even assessed this area for high water since at least 1978. Since then the city has put in a draw area for the "extra" rain water to flow to.

I think it stinks that this company that sin't even in this state can dictate WHAT KIND of insurance I MUST have for my property.