Vanderbilt Mortage Ratings

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They moved my payments around then penalized me.

I financed my home about 3 years ago with Vanderbilt Mortgage.  I lost my job last year for a few months and fell behind on my payments.  Anyway, after I got the funds from a relative and maid my payment and insurance payment and everything seemed okay.


When I got my next statement, my payments had increased over $50 a month.  Because I was behind on my insurance, they took the money out of my house payment and were telling me that I‘m still behind.  I sent them the original money to straighten this out, but they moved my funds around without telling me. This seems a bit sketchy to me
Listen to these Vanderbilt Complaints!!!
I regret not reading all of the negative reviews on Vanderbilt Mortgage before I ever closed my loan with them. Everyone I have had any contact with in their office has been a complete  jerk.  I am astonished by how rude their agents are.  I swear they have uneducated gang members from the streets working the phones.  They're rude and will harrass you!  Don't do business with Vanderbilt!
Bad Customer Service
My loan was sold to Vanderbilt Mortgage and I have had problems ever since.  Since they took over I have asked them numerous times to provide me with a payment book.  It took them 5 months. 

I also had problems with them losing documentation over my homeowners insurance.  I sumitted it several times and they would continue tell me that I needed to submit my insurance payments and policies again and again.  I leave messages and they don't reply.   Every time I call, no one has a clue as to what is going on and I get the runaround from various people.  They really should not be in business. 
Stay away from Vanderbilt
I honestly feel that I was ripped off by this company.  I was late on sending a check a while back and I told them it would be okay to autodebit my account for that one payment.  Well, they decided to continue debiting my account and I was sending payments as well.  So I overpaid and ended up completely broke for the month twice after bouncing my checking account.  Don't forget all of the added fees from my bank.  It took 3 months to get my money back and the situation fixed.  I never want to repeat THAT again. 
Do Not Trust Them.
These people are the worst. They are liars and not to be trusted.  I have been insulted by their customer service agent, told that I was too poor to get a real loan, and that I should skip my groceries and gas in order to pay them their mortgage payment.  I've never dealt with anyone insulting me like that, especially when I'm the customer. 
Okay
They started out okay when we bought our manufactured home in 2005. However, we did have some problems with paperwork. I felt that we submitted the same thing 3x before they finally stopped calling us.  After that, they've been okay.  We pay our bill on time and I think thats all that matters.
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